Converge

Converge

By: Elavon Inc.

Converge (formerly Virtual Merchant) allows you to accept payments in various ways: eCommerce, in-store, mobile (on the go), mail, and phone. It accepts various types of payment, including credit cards, debit cards, electronic checks, electronic gift cards, Electronic Benefit Transfer, and cash. It features encryption, tokenization, detailed reporting, customizable payment screens, and user permission management.

From: USA Web Visibility: 30.79%
Top Converge Alternatives
  • PayPal
  • Square
  • Stripe
  • Skrill
  • NETELLER
  • Accept
  • Webmoney
  • PayU
  • Zeta
  • Lydia
  • Alipay
  • SumUp
  • eBanx
  • Google Wallet
  • Adyen
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Top Converge Alternatives and Overview

1

PayPal

PayPal provides various payment services that allow you to buy online, send money, or set up a merchant account to sell your products online.

By: PayPal Holdings, Inc. From USA
Based on 1089 Votes
2

Square

Square provides a credit card processing service, with various business solutions.

By: Square, Inc. From USA
3

Stripe

Stripe allows you to accept web and mobile payments, with well-designed and optimized checkout for any device.

By: Stripe, Inc. From USA
Based on 133 Votes
4

Skrill

Skrill is a money transfer and online payment system for personal and business use.

By: Skrill Ltd. From UK
Based on 19 Votes
5

NETELLER

Neteller provides online payment gateways that allow you to transfer money online securely.

By: Optimal Payments Plc. From Isle of Man
Based on 13 Votes
6

Accept

Accept is a payment processing service that offers businesses with solutions that lets them accept money through cards, online wallets, and personalized invoices without any issues.

By: Accept Payments
7

Webmoney

The personal account allows you to top-up your account, pay your bills, withdraw your money...

By: WM Transfer Ltd. From Russia
8

PayU

There are three service types available: PayU for Consumers, PayU for Business, and PayU for...

By: MIH Allegro B.V. From Netherlands
Based on 6 Votes
9

Zeta

These features help in improving customer retention and conversion rate...

By: Better World Technology
10

Lydia

In addition to offering several payment-related services, it also lets users control and manage their...

By: Lydia
11

Alipay

The cross-border website payment provides an instant payment solution, secure and convenient payment experience for...

By: Alibaba Group From China
12

SumUp

It provides merchants with card readers, Point of Sales setup, and makes them ready to...

By: SumUp
Based on 5 Votes
13

eBanx

The software provides an efficient platform to enable effective payments which are localized and even...

By: EBANX
14

Google Wallet

The Google Wallet account is connected with all services provided by Google, including Google Play...

By: Google Inc From USA
15

Adyen

It features various services, including online payments, mobile payments, point-of-sale payments, and MarketPay...

By: Adyen B.V From Netherlands
Based on 5 Votes

Converge Review and Overview

Converge is a popular payment service offered by Elavon Inc. Elavon was released in 1991 as a comprehensive payment processing firm in Ireland. It now supports payment processing of more than 1 million merchants across 60+ nations across the globe. It is also among the top providers of credit card processing in the USA. It was known as Nova before the name change in the year 2008. Elavon has several payment processing products and utilities.

Converge Payment Processor

It has Commerce SDK, Converge, EMV 3D secure, Fusebox, and Simplify. Additionally, they even provide unique services like E-boarding API, Payment Core 365, and viaConex tools. Converge is their omnichannel processor for payment resolving across most eCommerce, cards, and other such areas.

Converge is an easy to integrate payment processing service by Elavon. Converge Application offers transaction services in three methods viz., Virtual Terminal, Converge mobile app and Converge API. Converge supports all major payment types like cards, cash, e-checks, gift cards, etc. The payment processing is done via a secure and encrypted interface. It can either use an online wallet, account, card reader, PIN pads, etc. to accept or exchange payments. Using the Converge API, merchants can integrate the payment gateway into their POS platform. Converge gives a Demo Account to play with and understand the entire processing.

Use the XML codes provided on their site along with the header for each transaction type from credit/debit cards, cash tender, gift cards, e-check, etc. For integration, Converge supports hosted payments, checkouts, and XML API. In the hosted payments, businesses that want simple, secure, ADA compliant, and privacy-friendly payment services are served. Checkout.js is for advanced businesses that want a bit of customization. It helps in full control over the payment interface design, collect vital customer data, and personalize similar payment features.

The XML API has complete control over the checkout process and information collection over to personal servers. Converge also has very secure gateways, which include EMV, secure tokens, and encrypted channels. The reports of payments up to 12 months can be seen. It also has an advanced user management system, more usable for regular e-commerce customers. Converge is indeed a virtual merchant product by Elavon.

Company Information

Company Name: Elavon Inc.

Company Address: Two Concourse Parkway, Suite 800, Atlanta, GA, USA

Founded in: 1991

Top Features

Core Features
  • Enhanced Security
  • SSL Encryption
  • Tokenized Transactions
  • Detailed Reporting
  • Transactions Data Storage
  • Customizable Payment Screens
  • User Permission Management
Payment Methods
  • Credit Cards
  • Debit Cards
  • Electronic Checks
  • Electronic Gift Cards
  • Electronic Benefit Transfer
  • Cash