Top RushCard Alternatives and Overview

Increasing credit card debt has been a cause of concern in both developed as well as developing economies. Sure, the credit cards do come with their benefits and that is the reason why they found an instant liking among the masses when they were introduced back in the early 50s. They gave people the freedom to spend their money more freely.

They could be used to fund medical emergencies as well. However, what they have ended up doing is promoting a culture of overspending. Higher credit limits coupled with the urge of making impulsive buying decisions make sure that credit card users often end up in a vicious circle of debt.

Prepaid cards v/s credit card

A lot of people have come to realise this off late and hence do not prefer to use credit cards. Instead, they opt for debit cards. It is better in the sense that there is no concept of credit. Therefore, users can only spend as much as their bank balance. While this is a good step towards becoming credit negative, it does not really address the issue of overspending. Prepaid cards such as the RushCard are a better solution to the problem of overspending.

They also offer the same level of convenience that credit or a debit card offers but minus all the security risks. A credit card or a debit card can be hacked and can get the cardholder into trouble. However, that is not the case with RushCard as the liability of the cardholder will be limited to the amount of money in the card. In addition to this RushCard also allows users to set saving goals. Users can set different saving goals that will help them save money for different purposes.

Exclusive benefits

And in return, RushCard would refund $2 every month for as long as a balance of $500 or more is maintained. The card also comes with features such as direct deposit that let users directly deposit their payouts and tax refunds into their RushCard. RushCard can also be used to pay a variety of bills both online and offline. In addition to these features, RushCard also offers a dedicated mobile app that lets users keep a check on their card activity in real-time.

Company Name: UniRush, LLC

Company Address: PO Box 42482, Cincinnati, OH, USA

Founded in: 2003