VIVA Finance
Offering unsecured personal installment loans up to $10,000, VIVA Finance utilizes an alternative underwriting model primarily based on employment information. With APRs ranging from 11.99% to 35.99%, loans can be processed in about two business days. Flexible repayment terms extend up to 24 months, with no penalties for early repayment.
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Top VIVA Finance Features
- 24/7 online application access
- Unsecured personal installment loans
- Loans up to $10
- 000
- Competitive APR rates
- Alternative underwriting model
- No penalties for early repayment
- Employment-based loan approvals
- Financial wellness resources
- Mobile-first lending platform
- Customized financial coaching
- Transparent fee structure
- Quick loan processing time
- Flexible repayment terms
- Inclusive financial system focus
- Educational resources on personal finance
- Accessibility for diverse income levels
- Dedicated customer support hours
- Licensed in multiple states
- Consumer protection disclosures
- Loan refinancing options available
