Annual Credit Report
Provides free credit report service that is authorized by the Federal law. The service allows you to get a free annual copy of your credit report from each credit reporting company. It helps you to protect your identity by monitoring your credit report and spot fraudulent activities that are related to your credit score.
Top Annual Credit Report Alternatives
- Credit Karma
- Experian
- TransUnion
- Equifax
- myFICO
- Credit.com
- CreditScore.com
- CreditReport.com
- TrueCredit
- PrivacyGuard
Top Annual Credit Report Alternatives and Overview
Credit Karma
Provides free credit report and credit score service that helps you to understand your credit.
Experian
Provides credit report and FICO score service for personal and business, with dedicated fraud resolution agents.
TransUnion
Provides credit report, credit score, and credit check service for personal, business, and small business.
Equifax
Provides credit report monitoring service that allows you to check your credit report and credit score ratings.
myFICO
Provides credit report service that allows you to get FICO scores and credit reports from all 3 bureaus.
Credit.com
Provides free credit score service that allows you to check your credit score without credit cards.
CreditScore.com
It features credit monitoring alerts, credit score tracker alerts, automatic email alerts, credit report accuracy...
CreditReport.com
It features unlimited access to your Experian report, credit monitoring, email alerts, and FICO scores...
TrueCredit
It features credit report from 3 bureaus, credit score, and credit monitoring...
PrivacyGuard
It features credit report and scores, daily credit monitoring, advanced identity theft protection, credit information...
Annual Credit Report Review and Overview
With the advancement in technology, comes the risk of attacks from cyber-criminals. One of the many ways by which cyber frauds can inflict serious damage to the name and the property of a person is identity theft. Identity theft can occur quite unknowingly, and before much longer, can cause irreparable damage. There are limitless ways by which a person can cause such a heinous crime. Out of the many ways by which a person can achieve resistance to such threats is by reviewing detailed credit reports quite often. Annual Credit Report is an officially sanctioned body for issuing credit reports.
Stay secured from online threats
In case a person detects some suspicious activity, he can opt for security freeze, which is one of the effective ways to prevent any further damage. During the times of a security breach, when personal data gets accessed unauthorizedly, one can approach the government credit firms for further advice. With credit reports, one can detect cyber-attacks quite early and can take preventive measures. Another common attack using which an intruder can gain personal information is the spoofing of websites.
How can credit reports make a difference?
With the help of credit reports, it becomes quite easy to spot frauds. One may not know this previously, but a credit report can indeed affect the life of a person in ways he would have never imagined before. Suspicious credit card reports may lower the chances of getting a job. These reports may put a halt to issuing of credit cards. Some several agencies and websites claim to offer free credit card reports. The US Federal law has given the official permit to issue a credit card report for a citizen of US free for at least once in a year.
The factors to consider while reviewing a credit card report
After receiving the credit card report, one should check that the basic details about the addresses, accounts and other personal details are accurate. If any information mentioned seems to be inaccurate or suspicious, immediately reach out to the authority who initiated the account.
Company Information
Company Name: Central Source, LLC
Company Address: PO Box 105281, Atlanta, GA, USA
Top Features
- Spot Identity Theft
- Reviewing Credit Reports
- Free Credit Reports
- Annual Credit Reports
- Up-to-date Reports
- Credit Report Correction
- Bureau Credit Scores
- SSN Theft Protection
- Card Theft Protection
- Information Theft Protection
- Fraud Alerts
- Minor Credit Reports
- US-based Credit Reports
- Password Protected Reports