Experian
Provides credit report and FICO score service for personal and business, with dedicated fraud resolution agents. It features Experian Credit Tracker, 3-bureau credit reports, FICO scores, powerful identity theft protection, personalized customer service, and more. The business service offers consumer and commercial data analytics, extensive credit database, and automation for complex lifecycle consumer decision.
Top Experian Alternatives
- Credit Karma
- TransUnion
- Equifax
- Annual Credit Report
- myFICO
- Credit.com
- CreditScore.com
- CreditReport.com
- TrueCredit
- PrivacyGuard
Top Experian Alternatives and Overview
Credit Karma
Provides free credit report and credit score service that helps you to understand your credit.
TransUnion
Provides credit report, credit score, and credit check service for personal, business, and small business.
Equifax
Provides credit report monitoring service that allows you to check your credit report and credit score ratings.
Annual Credit Report
Provides free credit report service that is authorized by the Federal law.
myFICO
Provides credit report service that allows you to get FICO scores and credit reports from all 3 bureaus.
Credit.com
Provides free credit score service that allows you to check your credit score without credit cards.
CreditScore.com
It features credit monitoring alerts, credit score tracker alerts, automatic email alerts, credit report accuracy...
CreditReport.com
It features unlimited access to your Experian report, credit monitoring, email alerts, and FICO scores...
TrueCredit
It features credit report from 3 bureaus, credit score, and credit monitoring...
PrivacyGuard
It features credit report and scores, daily credit monitoring, advanced identity theft protection, credit information...
Experian Review and Overview
Experian is a financial credit reporting company headquartered in the UK, US, and Brazil. Credit scores are necessary to know the probability of repayment of the money they lend to an individual. Experian allows not only to generate your credit report but also helps you to boost it.
Credit report and credit score
Experian generates credit scores and credit reports with the help of the data provided by you. When you subscribe to membership in Experian, you need to enter your data. The data is usually regarding your financial, personal, and family status. To get the recent results, you need to update your information regularly.
Other functions
Along with credit scoring and credit report generation, the platform can perform a few other functions like identity theft protection, resolving issues related to credit card, loans, low interests, transferring balance, monitoring the credit. Other than these, the platform provides a credit report assistance that helps you in issues like disputes, fraud alerts, security freeze, and denied credit.
Security concerns
Security concerns top the priority list while working on such platforms. To protect your data, Experian provides the option of security freeze. Security freezing prevents your data from getting used without your consent. But it comes with the drawback of delayed or lost transactions if you do not grant permission on time. For better security, Experian advises its users not to store Experian data on any other device.
Conclusion
The platform provides a trial version. You need to provide credit card details for this. The free subscription then can be extended to premium versions. The education section of the platform is full of many relevant and useful articles. The same section also helps you in understanding various features and functions of the platform. Beginners may find the platform cumbersome, but Experian is a utilitarian tool if you have some basic knowledge about credit scores or finance.
Company Information
Company Name: Experian Information Solutions, Inc.
Company Address: 475 Anton Blvd, Costa Mesa, CA, USA
Founded in: 1980
Top Features
- Checking Credit Score
- Free Credit Report
- Score Monitoring & Alerts
- FICO Score
- Fraud Resolution
- Internet ID Scanning
- Bureau Credit Report
- Bureau FICO Scores
- Unlimited Online Access
- Credit Monitoring
- Tracking FICO Score
- Custom Changes Alerts
- Monthly Score Statement
- Identity Theft Protection
- Monitoring Address Changes
- Educational Resources
- Email Notification